Introducing the Buyer Advantage Program
Brookstone Homes is thrilled to announce a strategic partnership with 1st Security Bank, offering homebuyers a comprehensive suite of benefits known as the Buyer Advantage Program. This partnership is designed to simplify the homebuying process and make it more affordable for buyers.
What the Buyer Advantage Program Offers
- Tailored Mortgage Options: Choose from a variety of fixed-rate or adjustable-rate mortgages (ARMs) to find the option that best aligns with your financial situation and long-term goals.
- Substantial Lender Credits: Receive up to a 1% lender credit on Conventional, VA, and FHA programs, and up to a 0.5% lender credit on Jumbo loans. These credits can be applied towards closing costs or used to reduce your overall interest rate.
- Streamlined Loan Process: Benefit from direct communication with experienced loan officers and a hassle-free application process. The 1st Security Bank team is dedicated to providing exceptional customer service and keeping you informed throughout the loan process.
- Bridge Loans for a Seamless Transition: Utilize bridge loans to bridge the gap between selling your current home and purchasing a new one. These loans can provide the necessary funds for a down payment or to cover closing costs.
The Biggest Advantage: 1% Discount on Closing Costs
One of the most significant benefits of the Buyer Advantage Program is the 1% discount offered by 1st Security Bank to help cover closing costs. Closing costs are fees paid at the time of closing on a home purchase and can vary depending on factors such as location, loan type, and the specific terms of the transaction.
While closing costs can fluctuate, the average in Pierce County, Washington, is typically around 2% to 3% of the loan amount. For example, on a $700,000 home, closing costs could range from $12,500 to $20,000. The Buyer Advantage Program offers a substantial advantage by reducing these costs by 1%. This can save homebuyers thousands of dollars and make it easier to afford their dream home.
Competitive Rates and Timely Closings
In addition to the 1% discount on closing costs, 1st Security Bank offers some of the lowest mortgage interest rates on the market. This competitive advantage can help you save money over the life of your loan.
Furthermore, the 1st Security Bank team is committed to closing on time and efficiently. They'll keep you informed throughout the process and ensure that all necessary documents are submitted promptly. This commitment to timely closings can help alleviate stress and minimize delays.
By partnering with 1st Security Bank, Brookstone Homes is dedicated to providing homebuyers with a seamless and affordable experience. If you're in the market for a new home, the Buyer Advantage Program is worth exploring.
A Word from Charlie Cuthbert, 1st Security Bank:
Charles joined 1st Security Bank as the new Manager of the Puyallup Home Lending office in 2014 and is dedicated to helping homebuyers find the right loan program to fit their dreams and financial goals.
Charles specializes in new construction lending, working with local and national builders.
"1st Security Bank is a local community bank with a championship home lending team. We have many outstanding loan programs, several unique to our bank, along with the ability to close loans in a short period of time."
Born and raised in the Puyallup area, Charles graduated from Washington State University with a degree in finance and accounting. With over two decades of experience in the mortgage industry, his clients, including local builders and listing agents, have complimented his services in a variety of areas:
- The ability to close loans from start to finish in a short period of time
- Prompt and thorough with the pre-approval process
- A good communicator readily available for contact at any time
- The ability to offer lender site coverage at all model homes
- Thorough and transparent to avoid any surprises
"My team and I are committed to helping our customers smoothly and successfully navigate the home financing process; our number-one goal is to earn your business by providing a superior level of service."
